Over the past 5 years insurance costs have rocketed making the allure of cheap-to-insure models even greater. Low insurance cars are vital for first time drivers, people with no claims bonuses or anyone who is young particularly under the age of 21. I have decided to make a list of a few cars where you are pretty much guaranteed to get the lowest quotes. They’re are obviously factors which can impact the insurance group such as trim level and engine type and also things like postcode, age and driving experience.
The Fiat Panda is one which fits in the low insurance category and is a more practical alternative to the Fiat 500. The Panda offers plenty of storage areas and a rear seat which can be slid backwards and forwards which makes more or less boot space. All Pandas come with five doors for added practicality. Not only are the Panda’s cheap to insure but they’re also very cheap to run and have cheap tax too. The only negatives which might disinterest people are the limited rear legroom and also the interior feels quite basic especially on the cheaper models.
Next is the Skoda Citigo which is Skoda’s take on the Second Hand Seat Mii. The build quality of this car is good enough to compete with the likes of the Kia Picanto. The Citigo offers an excellent drive and not only this but it has great interior quality and it offers excellent economy, while four adults can comfortably sit inside. The Citigo offers great value for money but if its speed or cars for long distance journeys then this car probably isn’t for you.
The Used Vauxhall Corsa is one of the best selling cars in the UK and rivals the Used Ford Fiesta. I would say that the Fiesta is more fun to drive but the Corsa is a perfect car especially as a young driver as it has decent practicality, efficient engine and stylish looks. As mentioned it’s not as fun to drive as the Fiesta and they do come with poor equipment levels and it does have tend to have a fairly noisy engine too.
Last is the Second Hand Citroen C1 its getting a bit old now and it’s starting to get shown up by newer rivals. It’s a pretty basic car which offers low running costs, low equipment levels and low price tags. Its small dimensions make it good fun to drive. So if cheap and basic is what you’re looking for in a low insurance car then you’ve found the one for you. The C1 doesn’t have as good safety ratings as most of the other cars and the build quality is rather poor and can become very noisy especially on a motorway.